Furniture Guide: How To Pay With Monthly Installments In SG

Furniture Monthly Installment Singapore

Everyone has at least dreamt of a home makeover, but taking action to do so can be difficult. Where do you start? How do you even begin? What are some of the things that you should consider? If you are looking for a home makeover with new furniture, then we are ready to help you make it a reality! While there are many vital factors play a crucial role in the choosing of furniture, one factor you should look to solve is your budget.

For homeowners who might be struggling with cash during this home makeover process, they can opt for a monthly installment plan from licensed moneylenders in Singapore. A monthly installment plan provides the homeowner with large amounts of funds upfront, which they can then use to pay for their new furniture. Each month, homeowners will pay in installments over a long period, at a reduced fee, allowing them to manage their finances as they bring in new furniture into their homes.

Before you make the final decision on the new furniture in your home, here are a few key factors that you need to know!

1. Create a focal point in your room

One crucial element in any room is the focal point. The focal point is the one thing that people take notice of when they walk into the room. When a room does not have one, it can feel disjointed and awkward. As such, creating a focal point in your room allows you to anchor the d├ęcor, ensuring that there is a beautiful and natural flow.

Focal points can be something that is already in the room. For instance, it could be a large sofa, a tall mirror, or even a framed window that overlooks the nearby garden or park. In the bedroom, the focal point would be the bed. There are many ways that you can make these focal points stand out as well, such as adding a portrait or a piece of art above your bed. When you have a focal point in your room, you will have a better understanding of the kind of furniture you need.

2. Consider design rules

Whether you are looking to buy a new sofa or place a new decoration, design rules can give you an understanding of what to look for. For instance, when designing your living room, you can use the 60-30-10 rule. This rule refers to the percentages of design or colour that will make up the room. The dominant shade will cover 60% of the room, the neutral or subdued hue will take up 30% of the space, and the accent colour will take up the remaining 10%. This makes it easier for you to know the colour of the furniture that you should look for to maintain visual harmony.

Other design rules can also help you make a decision and purchase the right furniture. For instance, if you are thinking of accent decorations and pieces to buy, odd numbers can be pleasing. You may wish to consider adding 3 wall paintings, 5 flower pots, and so on in your rooms.

3. Determine the size of the room

Determining the size of your room allows you to choose what size of furniture you should be looking at. Placing a tiny sofa in a big living room might make it seem much smaller than it is, while large furniture in small rooms can make it look cluttered.

To ensure that there is continuity or organisation, the size of each item in that room should be proportionate to one another. For example, in the living room, your coffee table could be around 2/3 the size of your sofa, making it pleasing to look at. Having an understanding of the dimensions in your room can help guide you towards picking the right furniture.


Now that you have a better understanding of how to make your home pleasing and comfortable, you won’t have to spend a fortune on furniture that may not fit your home! Follow the tips above and seek a licensed moneylender in Singapore today. They offer quick cash loans to help you complete your home makeover while you manage your finances.

Do you have queries on furniture installment? Contact the BestLobang team!