There are more than seven thousand car accident cases reported every year in Singapore. Luckily, a majority of these accidents only involve damages to the car and not to the driver or passengers. However, some car accidents lead to serious injuries that take months to heal. As car accidents are something you can never predict, it is always good to be prepared.
If you are ever involved in a car accident and do not have the finances to pay for your treatment, you can opt for fast approval loans in Singapore and get your medical treatment financed. Here are the important steps you must take after being in a car accident.
- Don’t Drive Away
One of the biggest mistakes a driver could make is fleeing from the scene of the accident. By driving away, you are doing more damage to yourself as you might draw unnecessary suspicion to yourself and your vehicle. If your car collides with another vehicle and there are no injuries caused, you can move your car to the side of the road so that you do not block other moving vehicles.
- Contact the Police (If Necessary)
If there are no injuries or casualties during the car accident, there is no need to contact the police. You are only required to make a police report when at least one person who was involved in the accident was taken to the hospital from the scene or any party involved in the accident was injured and obtained outpatient medical leave for 3 days or more.
Apart from that, if there are any damages caused to government vehicles or vehicles that are not registered you must call the police. If it is a hit-and-run accident, do not hesitate to lodge a police report.
- Visit the Automobile Repair Shop
Whether there’s minor or serious damage done, you must get your vehicle to the automobile repair shop. Let the professionals correct the problems and fix all types of issues. If your car is damaged to a level where getting it repaired seems nearly impossible, then it is a better option to purchase a new one.
- Search for Funding Options
According to the Singapore Motor Vehicles (Third-Party Risks and Compensation) Act, anyone who is driving a motor vehicle in Singapore will need insurance coverage. If you don’t have insurance coverage when driving, that alone will mean that you’ll be charged with an offence – and the consequences get much worse when faced with a car accident.
When you get into a car accident while driving uninsured in Singapore, you’re not only going to be liable for several thousands of dollars for your car but also other lost personal belongings or medical costs. You might also find yourself in a situation with a third-party lawsuit and also have to compensate the third party for any injuries, costs or medical bills.
In order to avoid any of this, please ensure that you have car insurance and if your car insurance is not enough to pay for the damages caused to your car or a third party, there are many approved debt consolidation companies that offer equity term loan for car repairing and purchasing purposes.
You must check and compare different loans that are available and pick the best one that fits your requirement. Whether you want to finance the medical treatment or your car repair cost, reliable money lenders can help you finance any accident-related expenses.
- Get to the Hospital
You get so stressed about the automobile accident that you are unable to feel the injury. In fact, you don’t even know if the accident has led to injuries until the next day. Whether you feel pain or not, visit a hospital and get medical tests right away. A doctor will be able to examine you for injuries.
You can easily finance the medical treatment cost by seeking easy loan approval. Most people are unaware that an untreated head injury can lead to permanent cognitive and behavioural damage. Hence, getting to the hospital after an automobile accident should be your number 1 priority.
- Take Pictures and Collect Evidence for Insurance
Apart from the police report, the insurance company will ask for further evidence that proves your statement. You must capture pictures of the car and incident spot to show it as evidence to the insurance company.